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This is somewhat of a grey area and further complicated based on the lack of any specific wording in legislation. It really depends on what type of benefit this is exactly. Potentially it is possible to remove such benefits from employees over 65, but it will depend on the type of scheme that applies.
For a good summary of your rights see here:
Scroll down to page 2 and see the section on Death in Service benefits – that explains the different types of such benefit and whether they can be removed after age 65 or not.
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