Employment Lawyers Can Answer Your Employment Law Questions
Hello, this is Jim and I am a dual-qualified lawyer (UK & Republic of Ireland) happy to help you today.
Do you dispute their claims? And have you notified your insurers of the potential claim yet?
Thank you - it sounds like you have a valid defence. How much are they pursuing you for (it wasn't clear from the question).
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Thanks, I would think that it's a condition of your policy to notify the insurer of any potential claims - I therefore recommend you check the terms - the last thing you want is to deal with the claim yourself (to defend it) only for your insurer to refuse to accept the claim and leaving you at risk.
If you do receive any court documents, you can pass them to your insurer to deal with (they will have their panel solicitor respond to the court proceedings with a defence). You could do the defence yourself but a claim of that size, the defence needs to be drafted properly and comply with the Civil Procedure Rules
So in essence you would need to wait for the claim to arrive, then send to your insurer. The court would send you a response pack (an acknowledgment of service) - that buys you time to file a defence. I've attached a copy of a response pack so you can see what it looks like - the court sends you this.
So if they do pursue you, the court will send you the claim form/particulars of claim - and that response pack.
You should tick the boxes to say you want to defend the claim in full.
Then send to your insurer - ring your insurer once they have received the documents - ask them if they will deal with the matter from that point (they should do so).
If they say no for whatever reason, come back here and I can help you with content for a defence.
You can of course come back here whenever you need - I generally reply to questions and follow ups very quickly including at weekends.
I hope this helps? If you would kindly leave me a 5 star rating (at the top of your screen), any follow up questions are welcomed and I will be credited for helping you today.