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Can I please ask you to give me some more detailed information regarding this matter so as to allow me to work with you and help resolve your enquiry.
What was the reason for the account being closed?
Thank you for that additional information, that will be helpfull in allowing me to advise you today.
From what you have explained, it appears that back in 2019, you misused your bank account, and allowed a friend to use it.
This is not allowed, and the back can indeed suspend or close the account and place you on the CIFAS system and a warning to other banks and lenders etc.
The marker would remain on the system for 6 years.
You can ask the bank for a final review and decision to see if they will remove the marker, if they refuse, you can then ask the financial ombudsman to look at it
Thank you for using Just Answer and for allowing me to assist you with your legal enquiry. I am pleased I was able to be of assistance. Please do not hesitate to come back to me for further advice on this or any other legal matter. It will be my pleasure to be able to assist you again.