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There is no mortgage on the property. I own it outright.
Thank you very much. That is very helpful and I will rate you accordingly. Would you be able to tell me what sort of solicitor I need e.g. is it someone who does conveyancing or otherwise?
I was very happy with your information. However, when I went to a solicitor in Purley this morning he said the matter was extremely complicated and would involve one solicitor to represent my son, one to represent me and then even so was complicated. Indeed, he did not know if it could be done and felt the best thing would be for me to sell my home and then hope my son would give me the money i.e. the £160,000 that I had "gifted" him - even though the property is now worth £285,000. In short, it is all a bit of a nightmare that I certainly wasn't prepared for. Pam Williams