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James Mather
James Mather,
Category: Family Law
Satisfied Customers: 1390
Experience:  Senior Partner at Berkson Wallace
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Hello, Am I entitled to any money from a property I had with

Customer Question

Hello, Am I entitled to any money from a property I had with my partner if it was his name on the mortgage? He paid the deposit and I signed a consent & deed form which said I wouldn't take any of the equity if we sold the property. I stupidly didn't get any legal advice at the time as I didn't think we would ever split. I paid half of everything - the mortgage, the renovations, ground rent, service charges, furniture, council tax etc...He has still got the property which he is renting out and making money on. Plus he remortgaged that one and has bought a second property. Combined value of both properties is worth 800K and I haven't had a penny back from him. We were together for 7 years and lived in the property together for 3 years. He always said it was my flat too but now it seems as though I wont get anything back. Can you please advise what I can do? Thanks Laura
Submitted: 3 years ago.
Category: Family Law
Expert:  Nicola-mod replied 3 years ago.
I've been working hard to find a Professional to assist you with your question, but sometimes finding the right Professional can take a little longer than expected.
I wonder whether you're ok with continuing to wait for an answer. If you are, please let me know and I will continue my search. If not, feel free to let me know and I will cancel this question for you.
Thank you!
Expert:  Clare replied 3 years ago.
Thank you for your question.
My name is Clare
I will do my best to help you but I need some further information first.
When did you separate?
How much is the property that you lived in and paid towards worth and how much is outstanding on the mortgage?
Customer: replied 3 years ago.

Hi Clare,

Thanks for getting back to me. We bought the flat in Nov 2010 for 240K. As it is in London and in desirable area the value of the property according to Zoopla has increased by 120K but I think it is worth more as other properties in that block which haven't been renovated and of the same size are valued by Zoopla to be more.

I'm not quite sure what is outstanding on the mortgage as he has all the paperwork. He paid 40K as a deposit and I think every now and then when he has had a bonus he has added a bit more to it to bring the mortgage down. If Im right, I think he added 7K to bring it down. I need to get hold of the files from him so I can be exact. Im just wandering if I have a leg to stand on because the mortgage was in his name and I had signed a form saying I wouldn't take any of the equity. I think we borrowed 200K from the bank for the mortgage and because interest rates are so high over 3 years we probably only paid off about 10K of that amount.


Customer: replied 3 years ago.

...Also, we separated end of December last year. But it was finally over by end of February this year.

Expert:  Clare replied 3 years ago.
How much have you paid towards the property in any way