How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site. Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Clare Your Own Question
Clare, Family Solicitor
Category: Family Law
Satisfied Customers: 35088
Experience:  I have been a solicitor in High Street Practise since 1985 and have specialised in Family Law for the last 10 years
Type Your Family Law Question Here...
Clare is online now

Hello,I bought a house with my girlfriend over a year ago.She

This answer was rated:

I bought a house with my girlfriend over a year ago.
She put in £513,500 equity to buy the property and we took out a £200,000 repayment mortgage which we spent to do up the property.
She only gave me a 0.5% interest in the house.
I paid the mortgage and all bills whilst we lived there and paid off £11,000 of the mortgage.
We have now split up and selling for £815,000, so a £100,000 net profit.
She wants to keep all the money!
Am I owed anything above the 0.5% of my ownership stake?
Thank you.
Charles Pease
Thank you for your question.
My name is Clare
I will do my best to help you but I need some further information first.
Why did you agree to this percentage division?
Customer: replied 3 years ago.
Hello Claire,
I agreed to this percentage division because I was going through a divorce at the time and my now ex-girlfriend was concerned that my now ex-wife might come after us and particularly her equity in the house.
Did you ever discuss the fact that you were paying the mortgage in full and whether the agreement needed changing?
Customer: replied 3 years ago.


Yes we did discuss this fact and that the agreement would need changing but I imagine that she would contest this fact now!

We would not have made the £100,000 profit on the house without the £200,000 improvements as a result of the mortgage that I raised on my salary alone (as she has no income).

Even if I got out what I paid in i.e. £11,000 in capital payments that would be better than nothing.



Was anyone else aware of the discussion?
Customer: replied 3 years ago.


I discussed the fact that I had a £200,000 mortgage but only 0.5% of the house ownership with my previous boss/company chairman. He was appalled and told me I should change this, when I started discussions with her...she then kicked me out of the house with my son. My family (mother, sisters) are also aware of the circumstances as are her parents.


That suggests that there was never any acceptance by your ex that you might be entitled to a larger share - would that be a fair comment?
Customer: replied 3 years ago.
Hi Clare,
No, she always maintained that I would be entitled to a greater share once I sorted my divorce / ex- wife out, which I now have.
This is a difficult area.
the fact that there has already been a Declaration as to shares makes it more difficult to challenge BUT the specific circumstances of your case makes it possible that you could make a successful application under the Trusts of Land and Appointment of trustees Act (Tolata)
You can read more here
The starting point is to try and negotiate with your ex using Family mediation ( to try and afford the costs of a court battle!
I hope that this is of assistance - please ask if you need further details
Clare and other Family Law Specialists are ready to help you
Customer: replied 3 years ago.

Thank you very much Clare

Kind Regards,


You are most welcome - I hope all goes well