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No the child is not mine however I have been his father for the last 5 years and he see's me as his Dad as his biological father has never been in his life and I consider him my son. He is now 11 years old and he actually wants to stay with me but obviously I have no right to ague his mothers decisions as there is nothing on paper that makes me his dad.
The property is valued by the bank who owns our mortgage as around 359,000 and we owe approximately 224,000. However there are other factors e.g. I paid a larger deposit and have done all the work on the property myself but split materials costs, as well as large bills for works happening on the estate that will be due in a years time once complete so if I take over the sole ownership I will be liable for those which is making the buyout price hard to agree on... However I believe we will come to an agreement on this as we are already getting close to the figure I think is correct. I have asked her to continue paying her half of the mortgage, council tax and estate management fee while I will take on all the bills in my name once she has moved out until we agreed on a buy out price.
My question was actually more about if she can move her family into the house, or force me to rent out rooms when we own it 50/50 as I really want to have my own space for a while. From how I understand it the only people legally allowed to reside in the house are the owners and anyone else would need both of our approval e.g. I cannot stop her from living there nor can she stop me.
However she also thinks that any rent from those 2 rooms will solely cover her half of the mortgage instead of being split 50/50.