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Hello, my name is Peter, I'm a barrister and will do my best to assist you today.
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Can you please clarify for me whether you had a financial order when you divorced?
Hello - I didn't hear from you.
Can I assist you further with your question?
Thanks for the clarification. In terms of your ownership and her husband living there - your ex wife, as a joint owner, is entitled to have whoever she likes living there - there's no law against him living there even though you are named on the mortgage.
I need to ask a couple more questions about the financial arrangements though.
1. The £10k that you took - was this equivalent to half of the equity in the property at the time?
2. What exactly did you sign?
3. Do you know what the current equity in the property is?
4. Have you asked her and her husband to take on the mortgage in order to clear this from your credit file?
OK. If Halifax will not let you come off the mortgage, then your only option is to apply to court for a sale.
You could consider doing this as part of a financial order application, she is barred from bringing a claim due to remarriage, but as you have not remarried you can still make an application.
The other route is a county court application to force a sale.
If you have also remarried then it's simply an application for the sale of the property through the courts.
You can't revisit the marriage settlement if you have both remarried.