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Ok thank you. I am jus writing up my full answer now please allow me a few minutes. many thanks
Thankfully, your husband is Wrong! As you are a married couple all matrimonial assets such as the house, savings both pensions, property etc belong to both of you and who contributed what has very little to do with it. He may have paid the mortgage but you raised the kids and looked after the home and you have a full legal entitlement to the house. What I would highly suggest you do is hire a lawyer immediately. If you don't then your husband's lawyers going to try and get him as much as possible whereas your own lawyer will be able to highlight what you are really entitled to by law and be able to negotiate a good financial settlement for you. As he has now made the application for divorce the financial settlement comes next and you will have to negotiate this out. However, you are entailed to the matrimonial assets I have already mentioned so do not sign anything without involving a solicitor. Your husbands solicitor will know that a judge will not award your husband the house because he paid the mortgage and that you have a full legal entitlement to the home as he does. If you do not instruct a solicitor then you may end up with a bad deal. If you are struggling financially, then you may be entitled to legal aid to help. However, do know that whilst you are separated your lawyer can also make an application for spousal maintenance. Sadly, I cannot give any advice as to what this could be or anything about your financial settlement as I do not know your husband's finances but your own lawyer will be able to get all of that information from your husband. Do not let anyone tell you that you have no entitlement as this is simply not the case.
I hope this information has helped. You can find a local solicitor who deals with this on the law society webpage which is;
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You are very welcome and I hope you get this sorted out. I would be obliged if you could rate my advice using the 5 stars at the top of the page. I wish you all the best and stay safe in these difficult times. R