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Joy Nicholas
Joy Nicholas, Lawyer
Category: Family Law
Satisfied Customers: 1519
Experience:  Lawyer
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I want my ex partner off our joint mortgage. 14 years ago I

Customer Question

I want my ex partner off our joint mortgage. 14 years ago I stupidly remortgaged my home to pay his debts off. 6 weeks later I finished with him and am still paying off other debts he accrued in my name. Therefore I have bad credit rating although I have never defaulted on mortgage, utilities etc only loan and credit cards. I have paid approx £20k off the debt over these 14 years. I am worried if anything happens to me he can claim my home. Thanks.
Submitted: 10 days ago.
Category: Family Law
Expert:  Joy Nicholas replied 10 days ago.
Hi, thank you for your message. Can I confirm have you spoken to your ex about this?
Customer: replied 10 days ago.
he’s quite happy to come off the mortgage
Customer: replied 10 days ago.
I can’t remortgage due to my credit history. I earn more than enough to get a mortgage for the remaining due on the house.
Expert:  Joy Nicholas replied 10 days ago.

Hi, thank you for your message. You will need to contact your mortgage provider. They will need to be satisfied that you can cover the costs on your own.

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