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Are you wanting to know what would happen in the event if you split up?
Also are you married or just co habitees?
The property is currently in joint names so any debts or liabilities are joint. If any party wanted a sale it has to be done with the consent of the other, or if there is a dispute in regard the true ownership or contributions then an application would need to be made to the court under the Trusts of Land Act (TOLATA).
You should consider a trust deed and/or co habitee agreement to set out any agreed terms as rights of co habitees are not like married couples.