I am divorcing my husband of almost 6 years after

Unfortunately it's not going to be possible for anyone to tell you, without sight of the full financial disclosure from both of you, whether an 80/20 split is realistic or not.  What I can tell you follows.

The starting point for the sharing of assets in a mid to long term marriage (cohabitation before the marriage is included in calculating the length of the relationship) is 50/50 of all assets accrued during the marriage. The court would typically look at the needs of each party, the needs of any minor children of the marriage, and the factors as listed in s25 of the Matrimonial Causes Act 1973, which I will link to below.  The children's need for continued housing until their majority will be a primary factor.

If your name is ***** ***** the house deeds, the first thing you should do is to register your home rights. See here for the form and guidance: https://www.gov.uk/stay-in-home-during-separation-or-divorce

It is important to note that the finances will only be reviewed by the court after the decree nisi (now called ‘conditional order’) has been granted, and will only take effect after the decree absolute (now called ‘final order’).

You will need to attend mediation (see link below on where to find a mediator) before you can make the application to court in any case, and can therefore agree everything ahead of the time to make the application to court. If you can agree, you can get a consent order drawn up, and the court will then seal that as a consent order (i.e. an agreement between you). Sealing the order makes it enforceable. If you cannot get agreement for a consent order, one of you will need to apply to court on Form A, and the court will list the matter for a hearing to see if a Judge can help you agree. If you still cannot agree, the matter will be set down for a new Judge to decide how to split the assets.

You will both also need to complete full financial disclosure, so each of you, and ultimately the judge, can see what assets there are and what is available to share. This includes everything from savings, property to pensions etc.

Until you each have full disclosure it is impossible to say what the likely outcome will be, but as stated above, the starting point for a long marriage is 50/50.

Find a mediator: www.familymediationcouncil.org.uk

Section 25: https://www.legislation.gov.uk/ukpga/1973/18/section/25/1997-06-19?timeline=true

Form A: https://www.gov.uk/government/publications/form-a-notice-of-intention-to-proceed-with-an-application-for-a-financial-order

Form E: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/953463/form-e-eng.pdf

Can I clarify anything for you?

Each mediator charges their own fees - so you will need to check with the one you choose, as with lawyers, their fees vary.

The court applications have varying fees from £593 for the divorce application, £53 for an agreed consent order, or £275 for a financial application.  Of course, solicitors fees can be added to that if you instruct one, and can vary from £150+VAT per hour up and over £500+VAT per hour - depends on who you choose.

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Thanks for using JA!

All the best!

That will be a matter for the court to decide.