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Dear customer, your LTD bank account should be used for business purposes only. In case you transfer your personal money there, you must account that income as a loan or as an account payable to a director. If you keep that money there, it will be taxable. Ideally, the money should come in and go out quickly so that you increase your bank account with money that is not a real asset of the company.
Dear customer, you must pay back the loan money. You can do it during the time you consider, but the most convenient is to pay back the money within one year.
If so, you must make the record in your accounting. Since you are the principal, no contract is necessary. Remember that your money and the company's money must be treated separately, even if it is all the same in the end. All incoming and outgoing money from the company's bank account must be accounted for, so it is not advisable to use this account for personal use.
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