Republic of Ireland Law
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1. The first thing is that as a co owner, you are entitled to occupy the jointly owned apartment should you wish to do so. However, if you insist on occupying it solely, then your other co owner is entitled to a rent from you for the share of the apartment that they own. However, your former cohabiting partner cannot attempt to rent the apartment on her own without your consent, nor can they rent a room without your consent. Essentially, it is only the two co owners that have an automatic right to occupy and inhabit the apartment. Anyone else who comes to stay there must come with the agreement of both co owners. So, in this situation, if you insist on occupying the jointly owned property on your own, then a rent arises which must be paid to the other co owner to reflect their share in the ownership. However, they cannot force you to rent out a room in the apartment should you not wish to do so.
2. If you require any clarification or if there is additional information you wish to share, I will be happy to assist further in the resolution of your question.
3. The respective contributions to the mortgage make no difference to the situation concerning the occupation of the flat. Essentially, the law on this matter is based upon who is the owner, not who makes contributions to the mortgage.