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A compression joint under the sink inside the house supplying water to the outside tap, failed. The builder said it was an issue of freezing outside but it is clearly obvious the joint had not been properly assembled in the correct manner. Plumbers have said that had the joint been correctly assembled, the joint would not have failed. In a modern house, an outside tap should not cause a freezing issue inside the house if plumbed correctly.
A report from the technical services from Premier Insurance stated that it appears that the water leak was caused as a result of the failure of the compression fitting on the pipe leading to the outside but it is not covered by their insurance.
Is the builder liable?
My landlord insurance did not cover my tenants having to live in accomodation for three nights, meals etc for her and her two children. Employing two people to remove water and remove carpet s as no-one would accept liabilty for nearly a week. Compensation to tenant for inconvenience of an industrial de humidifyer and three fans 24 hours a day for three weeks. Electricity and water. As a duty of care for my tenant, she has been living for over a month in considerable inconvenience as a result and I am bound to re-emburse her a months rent of £675.00.
Due to the builders incompetence I have to pay £100 excess and my premium goes up by 26%.
Thanks for info. So what you are saying is I do have a case but for less compensation? Is that correct?