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James Mather
James Mather,
Category: Law
Satisfied Customers: 22629
Experience:  Senior Partner at Berkson Wallace
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The Halifax Building society send me the title deeds to my

Customer Question

The Halifax Building society send me the title deeds to my house on completion of mortgage. I unfortunately can't find them! The property is not registered with the Land do I go about obtaining a replacement copy of the deeds please. Many thanks, XXXXX XXXXX
Submitted: 4 years ago.
Category: Law
Expert:  James Mather replied 4 years ago.
Thank you for your question here on Just answer. It is my pleasure to try and assist you with this today. Please bear with me if I need to ask for any further information from you in order for me to be able to advise you fully. My name is Law Denning and I am a practising solicitor. I have been an expert on this website in UK law since 2008. During that time, as you appreciate, I have answered thousands of questions from satisfied users on a variety of subjects.

Because we are all in practice with clients and court and other users, I might not always respond in minutes, particularly evenings and weekends. Please bear with me in that case. I will be online and off-line all day most weekdays and weekends.

When did you receive the deeds?
Customer: replied 4 years ago.

I am not sure when they sent the would have been approx. 2006

Expert:  James Mather replied 4 years ago.
Thank you. So what would you like to know about this?
How long have you lived there?
When did you take out the Halifax mortgage?
Customer: replied 4 years ago.

I took out the mortgage in 1968 and have lived here since then

Expert:  James Mather replied 4 years ago.

Thank you.

What is your concern? getting the property registered?

Customer: replied 4 years ago.

My wife and I recently divorced, and we wish to put our property into trustees' deed ship, so that our both partners (or their siblings) will not be able to claim's in the hands of a solicitor and she wants to have the deeds to finish.....but she wants over £1,000 extra to replace the lost deeds....I was hoping to do it on my own for a much lesser fee!

Expert:  James Mather replied 4 years ago.

be honest, if she wants £1000 for registering a property for which the deeds
have been lost and she will do it for a fixed fee, that I would get my cheque
book out.

is about as much do it yourself job as removing your own appendix blindfolded
and not all solicitors are capable of doing it either. You are going to have to
swear statutory declarations as to ownership and use.


This situation is not at all uncommon and the
land registry therefore have put together this useful guide which will point
you in the right direction

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