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Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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About 3 years ago I missed paying my £12.00 on credit card

Customer Question

About 3 years ago I missed paying my £12.00 on credit card (MBNA) because I was overseas.I paid it one month late. They charged me £12.00 penalty! I disputed the charge
however I was made to pay it eventually (some 2 months later). Since then they put a block on my credit and I can not get a mortgage. Is there any thing I can do to mcredit?
Submitted: 4 years ago.
Category: Law
Expert:  Ash replied 4 years ago.

Alex Watts :

Hello my name is Alex and I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply as this is not an ‘on demand’ live service, but rest assured I will be giving your question my immediate attention upon return. There is no need to wait here, you will get an email when I reply.

Alex Watts :

Have you checked your credit file to see what is on there please?