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JGM, Solicitor
Category: Law
Satisfied Customers: 12195
Experience:  30 years as a practising solicitor.
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Is this following an example of blackmailing: I have made

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Is this following an example of blackmailing: I have made a loan of £30,000 GBP with someone else. It's been said that if it couldn't be returned within 2.5 months, there'll be a 0.5% of interest every month incurred. Then, I have also said that, after 3.5 months, there will be a 80 pounds per week charge entailed. Now it's around 7 months since the loan was made so I had to pay some extra interest. But now the leander is saying, if you do not return this amount of money by Tuesday next week 6 PM my time, I will call the police about other things you have done and if you do return it then I couldn't call. Is this black mailing?


She also said something along the lines of : "Not that hard I'm going to bed stop bothering me or I will not have a good mood and who knows what I will do"

Thank you for your question.

Blackmail is the crime of threatening to reveal embarrassing, disgraceful or damaging information about a person to the public, family, spouse or associates unless money is paid to purchase silence. It is a form of extortion. Because the information is usually substantially true, it is not revealing the information that is criminal, but demanding money to withhold it.

The answer to your question is yes, this is blackmail.

Please leave a positive response so that I am credited for my time.
Customer: replied 4 years ago.

But this is me to repay the loan out of the agreed conditions, which I have signed a liability to repay, but is this still blackmail?

You are still bound to repay the loan.

You asked me about blackmail. The manner of the lender is blackmail. That doesn't mean you aren't bound to repay the loan.
Customer: replied 4 years ago.

Ok so the lender is still committing an act of blackmail?


By this, what are my rights given the lender is overseas.

Yes. You can apply to the court for an order although the jurisdiction could be a problem given that they stay abroad. You may have to go to the overseas court to get the order you seek.
Customer: replied 4 years ago.

Can I call the police about this?


I have another hypothetical situation which I would want to ask you, is it ok if I asked you on a separate question?

Yes you can report it to the police although there may be an issue with jurisdiction.

You can rate this question and post another. Make sure you ask for JGM only.

JGM and 2 other Law Specialists are ready to help you
Customer: replied 4 years ago.

I've sent it to you. Thanks