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Hello, my name is XXXXX XXXXX it is my pleasure to assist you with your question today. What has happened so far, have you been asked to do anything to claim this prize?
I was asked to pay £685 for the cheque insurance by bank card and give my bank
There is something called the Health Lottery that is played in the UK but you do not just wn prizes like this. You either have to go and choose your numbers in a shop or submit them online - you cannot just win without playing and this is very clearly a scam not only because of that, but because the biggest clue is that you are being asked to pay money in advance in order to get your winnings, something that would never happen with a legitimate lottery
So you can safely ignore this as it is 100% a scam
Has this answered your query?
Yes and thank you.
You are welcome, all the best