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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 32086
Experience:  Over 5 years in practice
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Hi, I am in an IVA and it was approved at the start of August

Customer Question

Hi, I am in an IVA and it was approved at the start of August 2013.
I've just received a phone call from a creditor saying I need to pay £100 a month minimum to them.
They are located in Guernsey, in the Channel Islands, where I lived. I now live in the UK.
They passed the debt to a collection agency about a year ago (ICON) and the IVA went through. Suddenly they are saying they want money.
Any advice?
Submitted: 3 years ago.
Category: Law
Expert:  Jo C. replied 3 years ago.

Thank you for your question. My name is XXXXX XXXXX I will try to help with this.

How much do you owe?
Customer: replied 3 years ago.

£18k to Cherry Godfrey.

There is another couple of thousand to UK creditors.

Total 22k.


I was just shocked to get a call because this has been running for ages and they passed the debt to ICON about a year ago.

Expert:  Nicola-mod replied 3 years ago.

Please understand it is rare for us not to be able to find the right Professional to assist our customers. We can close this question and return your good faith deposit to the original funding source on request.

Please let me know how you wish to proceed and again I apologize for any inconvenience this may have caused.

I hope you will give JustAnswer a try again in the future,
Customer: replied 3 years ago.


No problems. Yes please refund me.