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Hello my name is Alex and I will help you with this. Please note that I am a working Solicitor and may be on and offline as I have to attend Court and meet with clients, even at weekends. As such you may not get an instant response when you reply as this is not an ‘on demand’ live service, but rest assured I will be giving your question my immediate attention upon return. There is no need to wait here, you will get an email when I reply.
Did the original email state £750 p/a please?
Hi, yes the original print out said £750, nothing said that within a few months of me joining it would more than double. I believe they did this on purpose to either trap me in the time share (as no one will buy my share with those costs), the going rate is about £700 per year, this is a one twelfth share in a very old narrowboat.
They have now sent me a bill for another £1600 and suspended me from the syndicate for non payment
I am trapped, as I now cannot sell my share even to cover their increased costs and they are threatening me with the solictors
they more than doubled the fees within months of me joining. The woman who sold me my share also made me pay back fees to the time the man I bought it from put his share up for sale, so I paid back fees to November 2012, I bought it in May 2013, yet later she denied she did that as she is saying I have to pay all the fees while my boat share is up for sale. So I know she conned me once all ready.
so I have paid for 4 weeks summertime boat share on old narrowboat, cost agreed in May 2013 was £1600 for a 12th share on an old narrowoat (worth about £24000), and annual fees of £750. I however paid annual fees starting November 2012 (which is when the man I bought my share off began advertising it), although I have since learned I should have only paid from May when I bought the share. So I paid upto Novemember 2013, then they put the fees up to £2000 a year. Since then I have stopped paying, as not only can I not afford that, but they only gave me 2 weeks in the summer, not the 4 as promised anyway. Now they have sent me a bill for another £1600 (since November 2013), I expected about £400.
they have also suspended me for non payment and are threatening legal action
On what basis are they saying they have the power to increase the fees?
I said I want a refund in the office, as this is not the terms I agreed when I bought the boat, they said they are only a brokers, no refund possible.
I wanted a refund minus whatever the fair amount is for a 2 week holiday, so far I paid £2200 for a 2 week holiday on an old boat, I would say minus £800 would be fair, but in total they now want another £1600 so a total of £3700 for a 2 week holiday on an old boat!
that the owners had an annual meeting (the other owners) and decided to put up the cost to £2000 a year
I was not at this meeting
they said if they spend all this money on it now then they may not have to later, whatever that means?
the point is I was told £1600 for the boatshare and £750 a year, not £2000 a year. I have only been in the syndicate less than 12 months
they have all been in the syndicate years, but I only have BCM boat managements word for this, I dont know if its a conspiracy between them all to charge me more or not? I just want out
no one will buy my share either with those sort of annual costs, so I am trapped in this time share with the price increasing
unless I just stop paying and walk away, which means they will get £2200 for a 2 week holiday on an old boat AND may still take legal action against me for the £1600 (and growing) amount they are chasing
perhaps I should just walk away, hope they dont chase me for the rest of the money and put it down to a lesson learnt? Not to get involved in timeshares with a broker?
On what basis are they saying they have the power to increase the fees?v
> the broker says because the long term owners had a meeting and agreed
You need to write and set out your losses and request a refund within 14 days or say you will go to Court within 14 days. You should make sure you send this recorded delivery and keep a copy.
If they do not refund you then you can issue proceedings in the County Court. You can either do this online at: www.moneyclaim.gov.uk or by completing form N1 http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n001-eng.pdf and take it to your local County Court.
The Court will then issue a claim which a copy will be sent to the Defendant who will have a limited time to defend it, if not you can enter Judgment and enforce.
If the matter is defended it will be set down for a trial. If the claim is for £10,000 or less it will be a small claim and you will not need representation.
Can I clarify anything for you about this today please?
within 14 days of what? my last letter from them?
Yes the last letter
Does that help?
ok thanks, one last question, what if they sue me for the £1600 they now want?
They could try but you could defend and issue a counter claim
ok and a magistrate would decide what is fair?
Well its a District Judge but yes
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