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My main concern is the possibility of losing my job over this. I have done nothing wrong and have reported the unusual activity as soon as I noticed it - they did not close my account or cancel my card even sfter they were informed that I was becoming concerned about my account security; what is their liability here? Had I known there was even a slight chance that the transactions would show as potentially genuine then there is no way I would have highlighted the matter as I know full well the implications something like that could have working in the financial industry. I would simply like an opinion on a likely outcome in this matter given the facts I have presented and advice on what to do next. Essentially, I have acted as a normal customer would in reporting this fraud. I have provided them with as much information as I can to back up my case. I have not abused my position within the company at all and have an unblemished record thus far. Before working for this new company I worked for another financial provider for 11 years again with no disciplinary procedures carried out. I have never had any fraud situation happen before and it concerns me that this has only started shortly after joining a new company.
Hi sorry I was offline by the time you had replied. Whilst no one apart from the employer can predict which way this will go, I will advise you of your legal rights in this situation.
The main issue here is that if you have been continuously employed at your place of work for less than 2 years then your employment rights will unfortunately be somewhat limited. Most importantly, you will not be protected against unfair dismissal. This means that your employer can dismiss you for more or less any reason, and without following a fair procedure, as long as their decision is not based on discriminatory grounds (i.e. because of gender, race, religion, age, a disability, sexual orientation, etc.) or because you were trying to assert any of your statutory rights (e.g. requesting maternity/paternity leave, etc.).
If the dismissal had nothing to do with any of the above exceptions then you would not be able to challenge it and your only protection would be if you were not paid your contractual notice period, because unless you were dismissed for gross misconduct, you would be entitled to receive your contractual notice period. If you did not have a written contract in place you would be entitled to the minimum statutory notice period of 1 week. Your employer would either have to allow you to work that notice period and pay you as normal, or they will have to pay you in lieu of notice.
So it is irrelevant whether they want to dismiss based on a rumour, a false or unproven allegation or no evidence at all, even if you were completely innocent – they can dismiss you anyway simply because you do not have the protection to challenge the dismissal. There is of course no guarantee it would go that far but bear your legal position in mind in case it gets to that stage.
Hope this clarifies the answer to your query?
Hello, I see you have accessed and read my answer to your query. Please let me know if this has answered your original question or if you need me to clarify anything else for you in relation to this? I just need to know whether to close the question or not? Thanks
Hi Ben, thanks for your reply.
Just one final question.
If my employer has in fact cancelled my staff bank account due to suspected fraud, will my other bank account provider be made aware of this and could they too close my bank account with them? I am concerned that I will be left without banking facilities.
As a further guide, the amount of the transactions I disputed total approx £600 at most so it is not a significant amount.
Sorry, can you also please clarify my employer/bank account providers liability for the transactions which happened after I had informed them of my concerns regarding my account security? The majority of the transactions happened after I had approached them.