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UKSolicitorJA, Solicitor
Category: Law
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Experience:  English solicitor with over 12 years experience
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This is an Insurance related question in connection with the

amending of a Contract Certain... Show More
amending of a Contract Certain renewal letter from am insurer by someone other than the insurer!

What would the legal ramifications be?
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-Could you explain your situation a little more?
Customer reply replied 3 years ago.

An insurance renewal letter detailing the terms of the renewal, ie premium etc, was issued by the insurer in 2013, however, it has subsequently come to light that the document has been altered by person or persons unknown after it was issued by the insurer.

The insurer is now aware of this alteration, however, there has been no financial advantage gained, it would appear that the amended document may have been used internally by the client concerned, and the document has not been used to evidence the existance of insurance.

The insurer would not be bound by the amendments which were not authorised by it.

The person who altered the document may have committed forgery and/or fraud which are criminal offences under the Forgery and Counterfeiting Act 1981 and the Fraud Act 2006.

Hope this helps