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LondonlawyerJ, Advocate
Category: Law
Satisfied Customers: 818
Experience:  Solicitor with over 15 years experience.
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Hi I had a credit card 12 years ago and havent used it . Could

Customer Question

Hi I had a credit card 12 years ago and haven't used it . Could not afford to pay it so went to debt agency .for about 6 years I heard nothing then last year they contacted me at my mothers address .she started paying £5 month the debt is £1700. Then she stopped paying it .i have just been contacted by another company who said they have taken the debt over and want the money . I asked to see statements because I really don't remember owing any and was told they can't get I still liable for this debt after so long a times? As I thought after a certain period they cannot ask for it .
Awaiting your answer
***** *****
Submitted: 3 years ago.
Category: Law
Expert:  LondonlawyerJ replied 3 years ago.
LondonlawyerJ :

Hello I am a solicitor with over 15 years experience. I will try to help you with this.

LondonlawyerJ :

How long is the gap between your last payment and your mother's first payment. Why did your mother start paying?

Customer: The last payment was march 2014 she started paying because we didn't think to question it. Until this time my husband had the phone call and said ask for statements as I really don't remember owing it .i think I was just caught
Customer: Off guard and worried about owing some money
LondonlawyerJ :

What I need to know is how long was the gap before your mother made her first payment?


about v5 or6years


or even longer