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Hi clare thank you for answering my question, i was concerned about this as when the final decision was made i signed a binding agreement to say that i would not approach my husband for anymore monies. However saying that like both you and i have said that it was the halifax that contacted me. My ex husband is furious as he said he has done all the correspondence for the past two years of chasing the ppi however i never requested him to do this i was'nt even aware of the ppi until the halifax contacted me and told me of my entitlement. Please could you advise me where i stand ?