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Ask Jo C. Your Own Question
Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 71031
Experience:  Over 5 years in practice
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Hi my name is chris

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Hi my name is ***** ***** was running a catalogue for year's .Then back in 2008 a customer had a problem paying ,so i phone the catalogue and they sad they needed the customer to write to them ,so she did , but they sad after long time they didn't get any letter . So she wrote again but this time she give it to me to post and i did and got a certificate of posting . Then after a few year's i got a letter from a debt collector saying that i ran the catalogue it became my debt , i have recently found the certificate will this help me now or is this debt still mine . Yours sincerely ***** ***** i am a pensioner on minimum payment ..

Thank you for your question. My name is ***** ***** I will try to help with this.
Is the catalogue in your name?
Customer: replied 3 years ago.

yes the catalogue was in my name

What was your arrangement with the catalogue company?
Were you liable to them? What does the contract say?
Customer: replied 3 years ago.

That i wouldn't be responsible for customer not paying that back in the 1970's when i first stared running it

Customer: replied 3 years ago.

That i wouldn't be responsible for customer not paying that back in the 1970's when i first stared running it they put in the hands of a debt collector

And have they sent out new terms at any time?
Customer: replied 3 years ago.

NO i just carried on for all them years ,everyone in the club paid until 4 or 5 years ago ( its been in the hands of the debt collector for the last 3 years )

Yes, the truth is that it depends on your arrangement with the catalogue company.
if the account was in the name of this person then she is liable and you are not.
If your contract with the catalogue company renders you liable for the purchases of others then you are liable.
If that is the case then you do have a claim against the person in question although you need to act quickly because if she has not acknowledged this debt since 2008 then you may well be time barred.
If that is the case though, whatever arrangement you have with her will not mean you don't have to pay the catalogue company.
You need to ask them for any information which confirms you are liable and then move on from there.
Can I clarify anything for you?
Jo C. and other Law Specialists are ready to help you
Customer: replied 3 years ago.

I can't get to speak to the club , as its in the debt collector's hand's now , but why should i pay for stuff that i have never had . as for the customer she no longer live's in coventry .

Well, if the contract binds you to it then that is the reason.

The issue is not whether its fair. The issue is whether its in the contract.