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I received the email yesterday after i spoke with them, they asked that i reply confirming i dont have a insaurance certificate any more and they can then process the refund. I have not yet recieved it but it has been processed. They have owed it me since June but ovviously i didnt know anything about it as i never recieved the 2 letters they say they sent me.
No to the correct address. If i did recieve them i would have wanted my refund but as i didnt i knew nothing of the cancellation. There was no intent on my part to be un-insured i have never been convicted of a offence like this before. I work for an insurance company.
I have 2 young children and would never put them at risk with out insurance.
At what point would i write to the CPS? will that information be available in the summons? would it be myself that writes to them or a solictor?
What risks would i be exposed to if i plead guilty and at what stage would i be granted to put my case forward to discuss with the judge if at all?
I understand i have 3 options are they correct?
1 - plead guilty and accept punishment
2 - plead guilty and go to court
3 - Plead not guilty and go to court
If i plead guilty in court would i uncurr court costs? or would that only be for a not guilty verdict?
Would I be able to write to the CPS myself using some kind of template?
Do you think the reasoning I have given is good enough to hold up in court? or should i accept my fate and accept punishment?
I will leave feedback.
The insurer halfax has just called (complaints) they will write a statement of fact and are happy to send it to the police station. Is there a chance this could get me off in some way.
Is the summons an automatic process of would they look at the statement of facts that will be written favourably that would be on my file if i took it to the police station when making the decision? it will be written by the halifax police liason officer.
It wont be an indemity letter but will cover the confusion etc. The lady at Halifax said it has worked previously. I could ask for 2 and give one to the police station and keep one for the court.
Based on the info what are your thoughts on the case is there any chance i could get off or get less points etc?
If the judge awards in my favour, will i be able to recoup my court costs?
What are my chances if i dont go to court with a solicitor? I dont think i could afford too.
Sorry for all the questions