Alex Watts : Hello my name is ***** ***** I will help you with this.
Alex Watts : To be clear, did you fail to declare a change in circumstances?
i did because was waiting to see how things went but my partner has gone mad at me for not getting on to it he is self employed and has got worried about to what do you think will happen
will you reply now
what do i do now wait for you or do you email me
when do the chats begin
i am really worked up about this i have never done any thing wrong before
Alex Watts : I may be on and offline as am in court,
Alex Watts : For now please let me know how long he was living with you for.
Alex Watts : Have they said how much has been overpaid?
I have had areply they have classed it as an over payment and have to pay it back .tHEY HAVE DONE THERE CHECKS AND SAIDHE WAS LIVING WITH ME FROM APRIL WHEN I PUT THE CLAIM IN FOR TAX CREDITS BUT HE DOESNT GIVE ME ANY MONEY ANY WAY
I dont suppose there is any thing I can do they are right and im wrong
Alex Watts : How long had he moved back in for?
I have had the payment took out of my bank for this now are you still able to help me
he moved in 3 weeks ago but they are not accepting that
This because he used the address for being self employed
Alex Watts : why did he do that? Can he prove he was living elsewhere?
He doesnt want to get involved hes not happy that I claimed for it but like i say he doesnt give me any housekeeping money he pays the mortgage
Alex Watts : Yes but why didn't he use his own address for self employment ?
because it was temporary split
Alex Watts : how long was he elsewhere?
Alex Watts : does HMRC have your address for his accounts?
yes they do have his address for his accounts
Alex Watts : didnt he think they would check to see it would link his accounts to your address for tax credit?
didnt know I had put a claim in for tax credits i never told him but it makes sense that it has linked up
I think I have shot my self in the foot
what do you think
are you helping others on line
Alex Watts : Sorry I just went to get a glass of water
Alex Watts : ok. It's bad news I am afraid.
Alex Watts : You should have declared any change in circumstance no matter how small or short.
what does that mean
Alex Watts : if you had done this then it would not be an issue now.
Alex Watts : This means you should have told them he had moved in.
Alex Watts : Then they would have reassessed any tax credit
so il have to pay it back
Alex Watts : But as it stands you owe for the period he moved back in.
Alex Watts : Well that depends, they will work it out on joint income
Alex Watts : If it turns out you are not entitled to it or a reduced amount you will owe the difference
yes from april this year to now
Alex Watts : But they won't expect it back in one go.
Alex Watts : You can pay it back at say £5 per week
Alex Watts : So yes, you have shot yourself in the foot Ssdly.
Alex Watts : sadly
thats all it will be i am not on a high income 740.00 a month
Alex Watts : I am sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest
Alex Watts : Yes you can pay a low amount back.
Alex Watts : Of course you can appeal.
Thats fine will they accept 5 poundsw aweek
Alex Watts : But if you didn't declare the change then that is likely to fail
Alex Watts : I would think so. Overpayments are quite usual
what do you mean
Alex Watts : overpayments all the time as people don't declare changes
But could i pay 5 pounds aweek
Alex Watts : yes
so be it they carnt take what i havent got thanks for your help il go now thanks Alex
Alex Watts : can I clairfy anything else for you?
no thats fine i think
Alex Watts : ok. Can I help with anything else today?
hes pissed of with me cause he thought they might investigate him but he has an accountant
Alex Watts : I can underatand but they won't touch him.
ok thats what i wanted to hear by for now and thankyou
Alex Watts : if I could ask you to rate my answer before you go today - the button should be at the bottom of the screen