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Hello my name is ***** ***** I will help you with this.
Could you please explain your situation a little more?
I have ILR for 5 year and i intend to apply for naturalisation now, so i was going throught the form and i have some questions regarding the form. One of them is CCJ a civil judgement or penalty?
The second part of my question is in my original question
It is a civl Judgment
Like I said in my original message, a CCJ was matched wrongly to my name
Ok, but it is your CCJ?
So it belongs to someone else, it was never your debt?
some one had similar name as mine but different date of birth
It appeared on my credit file that is how I saw it
Ok - then you need to dispute that with the credit reference agency
I got equifax to remove it , but I checked Experian and it is still there so I started pursuing them to remove it as well
Ok, then if it is not yours you do not need to declare it
what if I submit my application and it is still on my credit file
You dispute the CCJ with the credit reference agencies
as I intend to submit my application this week
That is ok because you have already started the dispute process
so I don't need to mention it
Can I clarify anything else for you?
I am self employed and my income is less than what I can pay tax, is it possible that this can affect my application
It depends on how they view it and whether they take into account gross or net earnings.
I am not an immigration specialist but answered your question as it said is a civil Judgment a CCJ
Can I clarify anything else for you regarding your initial post re CCJ's?
so what do I do if I want to ask questions relating to immigration issues
as I paid £38 for this service , hence I need to get the most of it
Can I ask you to post a new question for that so one of my colleagues pick that up.
Thank you for answering my first question
If not can I ask you to rate my answer to this question before you go, the button should be at the bottom of the screen
If you need more help on this question please click reply
hope I will not need to pay for posting another question
I can't see any billing information, as an expert I only have access to the questions, nothing else
But any billing related issues you can contact customer service