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Under the agreement the insurance on car was separate from the lease company so I did have right to make good
Then in that case they should have given you the option to make good the damage.
They can't just sell without trying to mitigate their loss, ie minimise
Therefore if they failed to do that then you are under no obligation to pay
They would only then be able to issue proceedings against you - if the claim is for £10,000 or less it would be a small claim
Therefore you should pay what you think you owe, in terms of cost for you to get the damage repaired but no more
You can defend on the basis they failed to mitigate their loss
Can I clarify anything for you about this today please?
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