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I am told that I was misled by the vendor. The policy, say the insurer, (Aviva)only applies it my new vehicle is a total write-off. Because of this "get-out" they will not represent me. ( I may begin a case against them also, later, but in this I will be guided by you! If you can help with this it would be wonderful. I am an honest man and I am tired of being fooled, lied to or about and generally misused as a result of my total honesty.
Thank You. I will follow your advice.