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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 71030
Experience:  Over 5 years in practice
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What is fee without car insurance?

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What is fee for drive without car insurance?
Thank you for your question. My name is ***** ***** I will try to help with this.
-Could you explain your situation a little more?
Customer: replied 2 years ago.
I have been stopped by police officer on public road without car insurance.I didn't know that I use uninsured car. I replaced and added this car to my existing policy but something gone wrong and car was not insured.I did everything on line without any assistance of adviser.I would like to know what I will to do to get out off this situation.The court sent me first letter and I don't know how to react.plea guilty or try to explain what was happen
Customer: replied 2 years ago.
Could you answer and give me good direction.If this service is true and not only fishing money.My phone number ***********
Was the money taken from your account?
Customer: replied 2 years ago.
Yes everything gone ok.
Customer: replied 2 years ago.
So.Will you give answer or try to fishing money.I can pay for service but not for answers.
Customer: replied 2 years ago.
Hello there...
I'm not sure what you mean?
Customer: replied 2 years ago.
I am waiting for answer.
I won't be able to do that until you give me the information I asked for.
I will have several other information requests.
Customer: replied 2 years ago.
I give you datalist above-mentioned
Customer: replied 2 years ago.
Can you sent your information to my email please or give call on my number.
I'm really sorry but I am not sure what you mean?
What I need to know is was the money taken from your account to pay for insurance?
Customer: replied 2 years ago.
Yes.Was taken,because That is existing policy.I had car that some model but I found faulty and I give back to car dealer.afterwards I bought new car and I replaced policy for car that I used in that day.Sorry for my language but I not really sure if that web work ok.I am looking desperately help because I have first hearing on 10 February.
But was there an increased cost for the new insurance?
Was that taken from your account?
Customer: replied 2 years ago.
Yes was few pounds.I am sure that system wasn't recognise what I intended to do.My only fouls was that I have not checked email from insurance company.I have been sure that everything is gone ok up to day that I was stopped.
Was there any email from them telling you that you weren't insured?
Customer: replied 2 years ago.
Not.They send me email with new policy start day that wasn't right to me.
And would that start date have meant you were insured to drive on this occasion?
Customer: replied 2 years ago.
Not.I realised it in the day when I have been stopped.As I said I have not checked email from insurance company
You can always plead guilty but ask the court to find that there are special reasons not to add points to your licence but you are not really describing that here.
You seem to accept that there was an email from the insurance company that contained information that, if examined, would have told you that you were not insured. If so, then that is not special reasons.
If so, it will attract 6 points and a fine. I would have expected them to just give you the fixed penalty of 6 points and £200. If they haven't done that then it will not be far off that in court as the points would certainly be the same.
Can I clarify anything for you?
Customer: replied 2 years ago.
Any suggestions how to react now.I feel not guilty but to be realistic I drove uninsured car.So you think what is better for me plea guilty and ask court to special reason.I didn't know that car is uninsured.That they can suspended my driving license.I have no point's .
Customer: replied 2 years ago.
Yes.finally I know what can happen.I find that this website is okay ūüĎĆ.I am sorry for language on beginning our conversation but is many scammers trying to fishing morning .
No problem. I understand.
Are you summonsed to court?
Or have you received a fixed penalty?
Customer: replied 2 years ago.
I received letter MC100 where are 3 option as you know for sure.plead guilty on post and not guilty.This is first letter from court.Now I have to decide what to do and choice the best option for me.I haven't been involved in any crime.This situation is my first offence.
Ok. That is a summons.
I am surprised they want to do that in the circumstances.
Nevertheless, you would have to plead guilty. There is space on the form to write our your mitigation.
Customer: replied 2 years ago.
This is take place in Hull.Situation that happened was 18 of August.I received the letter on last Monday.
Yes, they are in time although only just. But sadly in time.
Customer: replied 2 years ago.
Thank you for conversation and advice.
The best regards
Henry Zielinski
No problem and all the best.
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Customer: replied 2 years ago.
Thank you.I will do.
No problem.