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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 71130
Experience:  Over 5 years in practice
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Got £12,000 debt through post loan taken out with ex partner

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Got £12,000 debt through post loan taken out with ex partner I willing to pay half be I don't know where she lives can I do something to sort paying my half
Hi.
Thank you for your question. My name is ***** ***** I will try to help with this.
Is it in both names?
Customer: replied 2 years ago.
Yes
Are you jointly and separately liable?
Customer: replied 2 years ago.
Was giving her extra money on loan to pay back over period of time until she up and left
Ok.
So are you jointly and separately liable?
Customer: replied 2 years ago.
Separately liable
For half each?
This would make a difference so it is important it is accurate.
Usually loans are joint and separate liability.
Customer: replied 2 years ago.
Sorry joint loan
Ok.
Does she have any money?
Does she work?
Customer: replied 2 years ago.
Think she works up north
Customer: replied 2 years ago.
Any ideas what I can do
You are liable for the full amount as far as the creditor is concerned.
What you could do is apply to add her as a further defendant to the claim.
Another alternative though is to pay the loan and then sue her for her half. You could do so here
www.moneyclaim.gov.uk
If she works then she would probably be worth suing.
I realise that you don't have her address but that is simple solved by using a tracing agent which are cheap enough and fairly quick now.
Can I clarify anything for you?
Jo
Jo C. and other Law Specialists are ready to help you
Customer: replied 2 years ago.
No that's fine thanks