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Thank you for your question
My name is Clare
I shall do my best to help you but I need some further informtaion first
How much is the property worth?
Do you have any other assets?
Provided one of you remains in the property then the sale cannot be forced to pay for the care of the other spouse.
Cash funds are indeed vulnerable (or at least those held in the sole name of the spouse in question) but an annuity is indeed safe
Please ask if you need further details