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Ask Jo C. Your Own Question
Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 71046
Experience:  Over 5 years in practice
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My son was stopped by Police in Northern Ireland who could

Customer Question

My son was stopped by Police in Northern Ireland who could not find a record of the car he was driving being insured or him on any policy. This was on 25th Nov 2015 and we were in fact leaving Northern Ireland that night permanently after I had been threatened after identifying a member of a well known large criminal family who had broken into my home, attacked and stolen from me. As a result of the stress (I am a disabled pensioner) the matter of presenting evidence of insurance was accidentally overlooked being at the time and frankly since - overwhelmed, although the 2014 Audi A5 Coupe was in fact Comprehensively insured and my son was a named driver on the policy, (evidence as proof of available).
Since November the matter now requires my son (who is presently and frequently in hospital) and too ill to travel from Cheshire to Northern Ireland to appear before the Court in Antrim on June 14th 2016. With explanation, documentry proof supplied to the Court, are chances under mitigation good and does he actually need a Solicitor to appear for him on 14th June and if so what are the cost implications as he is unemployed with no assets due illness (Type 1 diabetes complications), age 24 yrs ?
Submitted: 1 year ago.
Category: Law
Expert:  Jo C. replied 1 year ago.

So he was not insured?

Customer: replied 1 year ago.
Last lines of my penultimate para clarify that the car WAS insured AND he was NAMED on the Policy. Please read again.
Expert:  Jo C. replied 1 year ago.

Ok. So what is your question?

He just produces an insurance certificate that covers him to drive this car on this date in accordance with the journey he was making and the case against him will be dropped.

There is no need to do anything else. If you send it in now then they will drop it.

That is, of course, always presuming that the insurance company do accept he was insured to drive. If so, they will give him a certificate.

Can I clarify anything for you?