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Hi, Thank you for your question and welcome. My name is ***** ***** I will assist you. You lodgers credit rating will have no baring on yours what so ever. If you own the property any search on your lodger would not include your property. Also you cannot be held liable for your lodgers debts unless you agree in writing. Kind regards AJ
Thanks. He can apply for credit at your address, but as he doesnt own the property it is of no relevance to his assets or your credit score. The only thing to bare in mind is that the bank (or mortgage) may ask him to sign a form saying he will not assert any rights to the property as he is only a lodger. They may or may not do this, I have seen it done in the past. Kind regards AJ
I would be most grateful for any feedback on my answer. If I can assist you any further please let me know. Kind regards AJ