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Thank you for your question
My name is Clare
I shall do my best to help you but I need some further informtaion first
How much is the property worth and how much is outstanding on the mortgage?
What loans have been added?
Wo lives at the property now?
What do you intend to do with it?
Are the CCJ's separate from the loans that were added to mortgage?
It is almost certain that they were for Service Charges and Ground Rent.
The Mortgage Company are entitled to pay them and add them to the mortgage to prevent the lease being forfeit.
They cannot do this with any other debt.
Unfortunately it is unlikely that the Mortgage Company will agree to release your daughter from the mortgage at this stage - but there are no extra debts she can charge to the property without your agreement.
You can indeed sue her for her share of the Ground Rent and Service Charge.
I hope that this is of assistance - please ask if you need further details
1. It may be possible to have the CCJ's set aside on the grounds that you were not aware that proceedings had been issued - it is certainly worth considering an application on that basis
2. You cannot be sued for debts which are in her name - you simply need to transfer the accounts into your name - the providers will have to chase her for the debt.
No loans taken out in her name or debts taken on by her can be laid at your door