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Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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My ex- partner and I bought a car 2 years ago. At the time I

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My ex- partner and I bought a car 2 years ago. At the time I did not have driving licence and hence we not only decided to register the car in his name but also have a receipt of transaction in his name. Although I took the loan for the car and all money came from my account. The loan value is 13k and deposit was 3k bringing us to total of 16k. My partner participated in deposit costs – this was split half half and also paid half of 20 instalments. The current value of the car is below of what is left to pay on the loan. Car value - £9500 and loan just over 11k When he broke up he offered he can buy car off me or it can go other way but both calculations did not look right and I said I want to keep the car. He re-registered it under assumption I still should pay him something for the car which we were arguing at the time as I don’t see why since the current value is less than the debt. Does he have a point in this case? Do I still legally owe him money even if he had a good use of the car. More than me as I did not have driving licence at the start.

Hello my name is ***** ***** I will help you.

How much is he saying you owe him?

Customer: replied 1 year ago.
Just over 1000. He accepts the fact the car lost it's value.

Ok then no you don't need to pay. I can't see what you owe him for when he had good use of it. He didn't pay for that.

Therefore you don't owe him. All he can do is take you to a small claims court and even then he would need to justify why you owe that.

Can I clarify anything for you about this today please?


Customer: replied 1 year ago.
Well he paid monthly £100 for 20 months and half of deposit which was under 1500 but car lost its value and he had a use of it. So my way of thinking this is not an asset we are talking about but liability and I am the one paying the rest of the loan now.

Yes indeed. You don't owe him anything.

Does that clairfy? Alex

Customer: replied 1 year ago.
Thank you.Aleks

If I could invite you to rate my answer before you go today please, otherwise the site does not credit me for the time spent with you today. Thanks and good luck. Alex

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