When a car has been written off, you do not get market value unless you have agreed value policy. You get a mythical amount which is an amount which would be paid by a willing buyer to a willing seller.
The reality is that it is somewhere between retail and bottom book. It is not a case of just getting lots of adverts from auto Trader or eBay and saying that is how much it’s worth.
The car still belongs to you unless there is something in the settlement offer which says that the salvage belongs to them. However, rather than have the argument, you need to contact the insurance company .
Don’t ask them whether you own the insurance salvage and do not ask them whether they own it.
Asked them to confirm that the salvage belongs to you and that you can now do with it as you wish.
If they say that it belongs to them, tell them that you need them to make a reasonable offer for storage over the last year!
They are probably not going to be bothered after this time you do need to get it in writing to avoid hassle later.
If you are generally disgruntled with the amount they offered for the car, you can either take them to court if the accident was your fault or take the other driver’s insurer to courts if it was another drivers fault or you can just refer the matter to the Financial Ombudsman Service.
Can I clarify anything for you?
Please rate the service positive. It’s an important part of the process by which experts get paid.
I can still clarify things for you.