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Hello my name is ***** ***** I will help you.
Was ty old debt secured?
if it's secured then yes the bank can call the charge in.
They can apply for an order for sale on the property.
If the debt is not secured then no, they can't call it in.
So it really depends on your situation.
Can I clairfy anything for you about this today please?
if secured no. There is no expiry
Does that clairfy?