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How can I help with this please?
If this is a tenancy agreement then surely you are jointly and separately liable?
Who caused the damage?
Doesn't the contract say you are jointly and separately liable?
A guarantor can recover from the main contractor if he has to pay out under the guarantee.
If you are jointly and separately liable under the contract then he can sue you to recover. It doesn't matter whether you caused the damage or another.
You could recover by suing the others but that doesn't mean you are not liable.
You might be able to get this set aside and negotiate something but that doesn't mean you are not liable in principle.
Can I clarify anything for you?
No, not at all.
He can contest it but it is a matter for the court.
well, do you need to avoid the CCJ?
Yes, but that will probably happen anyway.
If it is just a financial thing then I would consider issuing against the other people to recover at least some of what is owed.You are liable to the guarantor so there is no point in a N244.
From whom was it loaned?
Did the guarantor suffer any loss?
Does he accept that?
What was the basis of his claim?
On the face of it there isn't a claim on that basis but I would be concerned that wasn't picked up at the time that the original case was heard.