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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 71154
Experience:  Over 5 years in practice
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Last week, my vehicle bumped into the car in front of me at

Customer Question

Last week, my vehicle bumped into the car in front of me at around 20 miles per hour due to a distraction from my friend and then the car in front of me got a dent from the outside around somewhat 10 centimetres long, after that I changed contact detail with the car driver in front of me and agreed to go to a repairing centre and calculate a cost for repairing. after 2 days she came back to me asking for 4000 pounds of repairing fee and enclosed with a list of items that need to be replaced. As far as I am aware she does not require so much items repaired since the damage is not done badly and I have also consulted some repairing shop and they said only a few hundred pounds is required to repair. The reason she gave for asking a big amount is that her car is leased so that she has to keep it in the condition dealer gave them but I think I can only compensate for the amount of damage I have done and I don't know if there was damaged done to that car already before I bumped into that car. What should I do now, should I contact the police or anything? because personally I dont want to pay such a big amount or going to insurace.
Submitted: 1 year ago.
Category: Law
Expert:  Jo C. replied 1 year ago.

have you asked for a report from a garage?

Customer: replied 1 year ago.
from her garage? yes, they provided me a list and I have given a repair guy who said that some of the parts are unnecessary to repair just for a dent.
Customer: replied 1 year ago.
here are the pictures of damages and report
Expert:  Jo C. replied 1 year ago.

sorry for the delay.

I presume you have reported this to your insurance company?

Customer: replied 1 year ago.
I have not yet contacted the insurance company because I want to save no claim bonus whereas I can contact them but the problem is that I think they asked for too much for repairing it.
Expert:  Jo C. replied 1 year ago.

You need to check your insurance document carefully. You may well be under an obligation to report anything within a time period.

Expert:  Jo C. replied 1 year ago.

You can try to settle this privately. It would be helpful from the point of view of your no claims bonus.

However, she could always demand your insurance details. It would be an offence to refuse. If you cannot negotiate something acceptable it might well end up going through insurance.

If you want to avoid this going through her insurance I would pay them off in full quickly.

If not, tell your insurers.

Can I clarify anything for you?