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F E Smith
F E Smith, Advocate
Category: Law
Satisfied Customers: 10719
Experience:  I have been practising for 30 years.
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I am 60yo and my wife is 40. My father died at 63y. We live

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hello. I am 60yo and my wife is 40. My father died at 63y. We live in a house without a mortgage but which is in my name only. I would like to transfer the title to my wife now so that in the event of my early death I can be sure that the house is 'safe' and there will not be any difficult times ahead with children. step children etc. Can this be done easily with minimal cost?
thanks
Dylan

Hello - are you going to make a will as well?

Customer: replied 11 months ago.
at some stage yes but I don't have any other significant assets so the will will be mainly my wife's 'responsibility'

If you had a mortgage, then it’s a whole different ballgame but with no mortgage, and presumably with no restrictions on the property (the title deeds will have them clearly noted as restrictions) it’s relatively straightforward although a solicitor is only going to charge you about £300 plus the land Registry fee if you didn’t want to do it yourself.

If you want to do it yourself you are obviously going to need the title deeds from the land registry which you can get here, cost 3 pounds https://eservices.landregistry.gov.uk/www/wps/portal/!ut/p/b1/04_SjzS0tDQwMTIxMjLXj9CPykssy0xPLMnMz0vMAfGjzOKNjSxMDA1NjDwsjM3MDTxN3dyNDUNMjQ1MjPWDU_P0c6McFQH3SLFU/

You can then complete forms TR1 and AP1 and ID1 and send the whole lot to the land registry with the appropriate fee which is based on the value of the property. There is no stamp duty to pay if no money is changing hands. Land registry form ID1 will need a passport size photograph attaching which has been certified by a solicitor as a true likeness.

If you Google “land registry form TR1” etc you will find lots of entries for the appropriate forms that you can download.

Fees are here: https://www.gov.uk/guidance/hm-land-registry-registration-services-fees

Can I clarify anything else for you?

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Best wishes.

FES.

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