The time that you were together before you got married would be taken into account with regard to the division of finances but three years is a very short marriage even so and therefore it’s likely that you are both going to be going out of the marriage with virtually what you put in unless there are any children involved from the marriage. You do not mention that so I assume there are none.
It doesn’t matter why you are separating and it doesn’t matter whose fault it is, the financial amount of settlement is exactly the same.
The fact that she may have only her name on the flat is not relevant because firstly you are married and secondly it appears that you contributed something towards the house after you sold your house.
You say you contributed £550 per month but you don’t say whether you put any of the sale proceeds from your house into the marital home as a deposit. If you didn’t, then that will obviously reduce your claim on the proceeds of the marital home.
I don’t know how much the £560 per month is in relation to the total mortgage but that would obviously give you an interest in the property although it wouldn’t necessarily give you an interest which was worth three years at £560 per month because a large part of the monthly payment is interest.
In summary, you are entitled to something and you might want to go to see a solicitor locally who can take detailed instructions and advise you in depth of exactly what you are entitled to. You are certainly not entitled to nothing.
Can I clarify anything else for you?
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