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What would you like to know about this please?
But surely you were in default?
Yes but the problem is that you are seeking to remove a default.
That cannot be done unless it was in error. Put simple, it was not. You were in default. It might not have been your fault but that is a different issue altogether.
The only other thing you can do is try to get it removed on the basis that it wasn't properly issued but that is hard to do now.
I'm very sorry but that is the reality.
Can I clarify anything for you?
Oh I see.
You can ask them to correct that under the data protection act as that is just wrong.
You might find they have corrected it already.
When did you pay then?
Have you contacted the credit reference agencies about correcting the error?
You have to write to them.
If they ignore you then you can ultimately complain to the Information Commissioner but there is no immediate need.
There is no need to use a solicitor. It is free to do yourself.
No problem and all the best.
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