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Have you paid the £147.00?
Good, because this has the feel of a con about it where you pay a small amount on the basis of receiving a larger one. Solicitors do not operate that way they would put the proposed recovery of the PPI monies and percentage recovery in writing so that they could enforce the agreement if necessary.
Also why do they not simply deduct the fee and send you the balance?
Should she contact you again ask her the above question.
If there are any further points please reply I will be happy to respond.
Kindly either accept or rate my answer on the system so I get credit for my time.