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Thanks for your question. You are always better to be on the title if you are sharing the mortgage. There are no tax implications at all if you both continue to live in the house. If, in the future you stopped living in the house, say because you wanted to rent it out, then you would save capital gains tax on any disposal as you would both have an annual personal allowance to set off against the gain rather than only one of you having such an allowance. So in that type of situation it is advantageous for both of you to won the property. At present there are no tax implications at all. I hope that helps. Please leave aposotove rating so that I am credited for my time.
Again it doesn’t matter as there is no inheritance tax between husband and wife and on the second death the unusued position of the first deceased’s allowance is carried forward so the maximum allowance is potentially £650,000.