That is what you tell the insurance company and the claimant. You have MS and therefore limited ability to travel round the country and on top of that, you can’t go far because you care for your elderly terminally ill mother.
You tell them that you have never been to Bradford and you invite them to look at any CCTV from any camera anywhere within the city or the area because quite simply will not show your car and it will not show it quite simply because you have not been there and if there is a car with your registration number on, it’s not your car and the matter should be reported to the police because this is clearly a fraudulent claim and that if they do not report it to the police, you will report it to the police.
To be honest, it might be an idea if you popped along to your local police station and did exactly that because if you get a crime number, it is likely that if you give that crime number to both insurance companies, you will hear no more about it. Attempting to pervert the course of justice and wasting police time are serious criminal offences and if you report it to the police and get a crime number, the insurance company will think twice before they bring a civil claim against you quite simply because the ramifications of you saying something which is not true to the police are far more wide reaching than a mere civil claim for a fraudulent injury.
Just one point on the police, insist that you get a crime number or some other reference number but don’t expect the police to do anything about it. You are just reporting the matter for insurance fraud purposes.
You can also report it to Action Fraud although they are unlikely to do much about it either because they seem to be more concerned with organised crime than individuals who have been ripped off or individuals who have been attempted to be ripped off.
Can I clarify anything else for you? I’m happy to answer any specific points arising from this.
I’m happy to answer any specific points arising from this.
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