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Hello my name is ***** ***** I will help you it’s this.
There is no statutory time limit.
Most companies have around 90 days as a policy, but it is not in Law.
You could bring a claim against the merchant or for breach of contract and Amex under s.75 under the Act.
If you issue proceedings with merchant and Amex, they are likely to settle it.
Can I clarify anything for you about this today, please?
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Ok. It would be Amex in the uk and not the USA supplier. It is uk Law which applies.
If it’s 12000 USD then any claim under £10,000is a small claim. If you paid the merchant direct then Amex is liable.
If it went through a third party processor like PayPal then it is that person who would be liable. You can only claim against Amex if the merchant was paid direct.
If the processor did their job then there is no s.75 claim.
Does that clairfy?
Then your claim is against Amex is ok.
It’s a s,75 Claim.
You can’t claim against USA company in other uk.
You would have to issue proceedings in the USA.
You can’t enforce a uk judgment in the USA.
No, you can’t enforce a uk Judgent in the USA. You have to get judgment in the USA.
I am a uk lawyer so can’t advise on USA law or procedures
But I do know uk judgments can’t be enforced there and USA judgments can’t be enforced in the uk.
Does that help?