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It’s illegal to drive a vehicle on a road or in a public place without at least 3rd party insurance.
The police could give you a fixed penalty of £300 and 6 penalty points if you’re caught driving a vehicle you’re not insured to drive.
If the case goes to court you could get an unlimited fine and disqualification.
You would be liable potentially for all of the legal costs and damages including personal injury should there be a claim made against you from an accident. If there is a personal injury the costs could be thousands and thousands of pounds.
Ok. That is always a risk but you can notify the insurance company and seek this additional cover.
Could you please select 3, 4 or 5 stars on this page. I can still answer follow up questions if needed to clarify anything for you. Many thanks
And what have they said?
I see. Thats very positive that they are arguing for you on this.